Asset Management

You and your family work hard to accumulate assets over a lifetime. The goal is that when the time comes for you to leverage those assets, they will provide what you need. Asset management is all about helping you manage your financial resources using a prudent and conscientious approach.

Why Asset Management is Important

Individuals and families depend on the assets they accumulate over the years, being able to sustain them later in life – in retirement or in the event of an unforeseen need. However, not everyone has the time to monitor and manage those assets. And even if you do have the time, you might not have the skills and patience to do so. In not managing your assets diligently over your accumulation phase, you potentially leave them exposed to erosion, destruction or depletion. The result: You might not have those assets (or a significant portion of them) in times of need.

What We Can Do for You

Our asset management service covers:

• Determining your objectives: Not everyone has the same, or similar, financial objectives as they embark upon accumulating their wealth. To manage your assets prudently, we first need to understand what your goals are for initially accumulating and subsequently using those assets.

• Selecting your optimal asset mix: There are literally hundreds of asset-types that you can invest in, and as many ways to do so. Depending on your goals for asset use, we will help you choose the right asset mix that will work towards those goals.

• Creating a strategic asset allocation plan (SAAP) and tactical asset allocation plan (TAAP): Successful investing is all about successful planning. We will help create both long-term (strategic) and short-term (tactical) asset allocation and management plans in line with the recommended asset mix.

• Building your portfolio: Today, thanks to DIY-investing, anyone can create a discount brokerage account and start buying and selling securities. However, that is not the most efficient or effective way to create long-term wealth. Using the allocation mix agreed upon, we will build a results-focused portfolio of individual investments (Stocks, Bonds, Mutual Funds, ETFs, Alternate investments) that will help pursue your financial objectives.

• Monitoring the portfolio: Unless you have the time and patience to dedicate to portfolio management, it cannot be done effectively. We know you have other things to do, such as living your life, so we will watch over the portfolio for you, making sure it remains on track towards the objectives you desire.

• Measuring performance: We track the performance of your assets under our care, and constantly measure how they are performing against industry recognized benchmarks.

• Managing risk: Our asset management strategy includes appropriate risk management as part of this service. When there are new risks to the portfolio, we will consult with you and propose timely and appropriate actions to manage them.

• Reviewing, reporting, recommending changes and revisions to the strategy: Our asset management service is based on constant and open communication as well as collaboration with our clients. Through regularly scheduled reporting and conversations, we ensure that your asset management plans are continually reviewed, revised and updated to meet your changing circumstances.

For more information about asset management, please contact us today.